Pay Here Buy Here used car dealers operate differently than many other dealerships as they finance car purchases themselves, not through someone else such as a bank or credit union. As such, they make installment loans with consumers with very little government regulation. These types of dealers may charge too much for older model used cars, have unfavorable repossession policies and charge incredibly high interest rates for their loans.

The new bill would require, among other things, Buy Here Pay Here dealers to cap interest rates at 17%, prohibit placing GPS locaters on cars and devices to keep cars from starting when the consumer is behind in his or her payments.

Car dealers often present themselves as offering great deals for consumers they serve. However, some dealers may choose to deceive their customers and advertise the vehicles they sell in a deceitful way. If you believe you have suffered from dealer fraud, San Bernardino used car fraud attorney, Howard D. Silver, can help.

The wrongdoers solicited the fraudulent deals with numerous car dealerships in person, online and on the phone. The sellers were told payment would be sent via wire transfers and checks were sent from inoperative and fake accounts. Additionally, before the sellers could detect fraud, the defendant and his company attempted to shuffle cars to other dealers.

During the period of August 2010 to January 2011, forty illegal transactions were identified by government officials. Investigators calculate the losses caused by the defendant’s criminal activity to be between $2.5 million and $7 million.

Car fraud comes in many shapes and sizes, from online scams to misleading ads in the local classifieds. If you think you’ve been the victim of car fraud, contact California car fraud attorney Howard D. Silver for a free consultation. Call 1-866-49-LEMON for a free case review.

According to the article, the New York Attorney General’s office is accusing a company located in Auburn, New York, and its owner, of misleading used-car loan applicants by forcing them to buy an extended warranty in order for them to qualify for a vehicle loan. The problem is that loan processors for the company allegedly stated falsely to customers that a loan could only be gotten if they also bought an extended warranty, which reportedly cost an extra $1,995 to $2,495.

Enforcing such requirements is illegal, according to the Attorney General’s office. In several instances, if a customer opposed the warranty, investigators allege the company enforced a previously undisclosed fee of $495. In a statement, the Attorney General stated that the company had repeatedly deceived customers into paying more for loans than was necessary. While no official numbers regarding how many consumers were wronged, it is believed hundreds were overcharged for a loan.

If a consumer believes that they have been a victim of a business’ unfair or deceptive practices, it is important for them to consult with an experienced attorney who can advise them on their legal options. Howard D. Silver is a California unfair business practices lawyer who helps restore the rights of wronged consumers. To learn how Mr. Silver can help you today, call 1-866-49-LEMON.

Working with Kansas City police, Missouri Department of Revenue agents performed compliance checks on various businesses. These checks made sure used car lots were following revenue laws regarding Vehicle Identification Numbers (VINs) as well as the titling and registering of vehicles. They also checked that the used car lots weren’t taking advantage of the general public.

Police and agents reported discovering businesses that employed illegal immigrants, had illegal drugs on their premises, and even found a chop shop during their sweep. A chop shop is a business that illegally disassembles stolen cars to then sell the vehicle’s parts. Nine used car lots were cited with failing to comply with state licensing requirements. Additionally, a fire marshal found 29 code violations.

Unfortunately, some used car lots and dealerships throughout the United States engage in illegal activities and unfair business practices. Victims of used car fraud who were influenced by the deceptive words or actions of a used car dealer can face many frustrations. Fortunately, if it is discovered that the vehicle was misrepresented at the time of purchase, you may have legal options that can get you into a different car, or even your money back.

If you believe you are a victim of used car fraud in California, you should talk with Howard D. Silver. Mr. Silver is a California used car fraud lawyer with many years of experience helping consumers with a lawsuit involving a misrepresented vehicle that was purchased from unethical used car dealerships. Call Mr. Silver today at 866-49-LEMON to learn how he can defend your rights as a wronged consumer.

Salvaged vehicles are cars that insurance companies identify as total losses due to the degree of damage sustained in various types of accidents, due to wear and tear, or because of other incidents such as a flood or vandalism. A previously dismantled or junked vehicle can also be considered a salvaged car.

The article reports that most of the salvaged cars illegally operating as cabs were purchased outside of Illinois and given “clean” titles through a process called “title washing.” City officials discovered that five percent of Chicago’s 6,800 licensed cabs had once sustained significant enough damage to be declared wrecks, which makes their use as cabs illegal.

According to the website of the Illinois Secretary of State, consumers should be on alert for notations on a vehicle’s title such as flood, rebuilt, specially constructed, not actual mileage, mileage exceeds mechanical limits, inoperable odometer, or salvage. If a vehicle has a salvage title in Illinois, the seller must provide the buyer with a Disclosure of Rebuilt Vehicle form. In California, consumers are typically advised to avoid buying a used car with a salvaged, totaled, reconditioned, junked, damaged, lemon law buyback, or rebuilt title.

If you are experiencing problems with your used vehicle and believe that its true history was hidden from you when you purchased it, you may be able to hold the seller liable. Contact skilled California used car fraud lawyer Howard D. Silver to learn more about your legal rights and options. Call 1-866-49-LEMON for a free consultation.

According to the article, the Washington dealership did not inform an SUV buyer that the vehicle had been returned to the manufacturer under a Lemon buyback program and then resold at a California auction. In response to the incident of used car fraud, the Washington Consumer Protection Division Chief of the State Attorney General’s Office stated that although a consumer may purchase a vehicle if he or she knows it may have potential problems due to its history, a consumer should at least be aware of these issues.

While this particular used car fraud case occurred in Washington, similar situations arise in California. Before you buy a used car in California, refer to the California DMV’s website to learn more about vehicle history disclosure requirements.

While all dealerships and sellers are legally obligated to disclose a vehicle’s salvage title and history, the law is more difficult to enforce than most consumers realize. If you believe that the seller or dealer who sold you your used car did not disclose its correct vehicle history, contact Howard D. Silver. As a skilled used car fraud attorney in California, Howard Silver can evaluate your specific situation and help you decide on the best course of action. Call 1-866-49-LEMON today for a free consultation.

The consumer stated in the report that he cannot get auto insurance because of the vehicle history and cannot sell the car. This story is an unfortunate reminder about why consumers need to be extremely cautious and do their research before buying a used car.

Used car fraud occurs when a dealer misrepresents the condition or history of the vehicle. Used car fraud can come in many forms and happens more often than most consumers realize. That is why it is important for consumers to remember that it is the responsibility of the dealer to inform them if:

• The vehicle has been declared a total loss
• It is a lemon law buyback
• It has a salvage title
• It was a prior rental

If you have been the victim of used car fraud in California, please contact experienced California used car fraud attorney Howard D. Silver. Mr. Silver has a substantial track record helping victims of auto fraud and unfair business practices. Call 866-49-LEMON today for a free consultation.

In the state of California, consumers are protected from automotive fraud. It is against the law for used car dealers to deceive consumers by advertising a vehicle to be in better condition than it actually is. Automotive fraud not only costs consumers at the initial purchase, but in the long run, as repair issues for “hidden” vehicle defects become more complicated and expensive to deal with.

At the Law Offices of Howard D. Silver, skilled California used car fraud attorney Howard D. Silver will help protect your rights if you believe that you have been cheated by a used car dealer. Please call 866-49-LEMON for a free consultation about your situation. Howard D. Silver will fight to recover money paid to dishonest auto dealers or repair shops, and will hold the dishonest party accountable for any other related damages you may have incurred along the way.

In addition, customers have complained of paying for vehicle repairs that have not been completed as a result of the dealership unexpectedly closing. While these customers have been given their cars back, minus repair work, many of the dealership’s other customers learned of its closure by visiting the premises and seeing vehicles being towed away from the lot.

A new bill was introduced by Senator Bob Duff, vice chair of the General Assembly’s Transportation Committee, regarding existing lemon laws in Connecticut. Senate Bill 1081, An Act Concerning the Functions of the Department of Motor Vehicles, went into effect in 2009, adding an extra disclosure provision for the sale of all used vehicles. The new law allows consumers to buy warranty protection for a used vehicle purchased on an “as is” foundation.

While some states provide equal consumer protection for new and used vehicles, used car fraud still takes place. After purchasing a used car, whether a consumer suspects that the dealer charged them for features that he or she was told were free, rolled back the odometer, or failed to reveal that the vehicle was a “lemon buyback” or a rental car, consumers may be entitled to their money back, damages and attorney’s fees for this type of violation.